SIP Calculator

Wish to invest periodically? Calculate your future wealth using our SIP Calculator.

Frequency of Investment:

Investment Amount *

Expected rate of return (P.A) *

Tenure (years) *(Up to 50 years)

What Is SIP (Systematic Investment Plan)?

SIP (Systematic Investment Plan) is an investment method where you invest a fixed amount at regular intervals—usually monthly—into a mutual fund. SIPs help investors build long-term wealth through discipline, rupee-cost averaging, and the power of compounding.

How Does a SIP Calculator Help?

A SIP Calculator helps you estimate the future value of your investments based on three factors: investment amount, expected rate of return, and duration. This tool helps investors plan financially by predicting how much wealth they can accumulate over time.

Plan monthly or long-term financial goals
Estimate future returns on mutual fund SIPs
Adjust investment amount based on target wealth
Understand the impact of compounding on your savings

What Is a Lumpsum Investment?

A Lumpsum investment is a one-time investment made into mutual funds instead of monthly contributions. Unlike SIPs, where you invest regularly, lumpsum investments grow purely based on the invested amount and compounding.

SIP vs Lumpsum – What’s the Difference?

SIP: Invest gradually every month
Lumpsum: Invest a large amount at once
SIP Advantage: Reduces market risk through rupee-cost averaging
Lumpsum Advantage: Higher potential returns if markets rise strongly

Why Should You Use a SIP Calculator?

Investing without planning can be risky. A SIP calculator gives you visibility into how your money grows month-after-month and helps you stay disciplined with your investment goals.

Benefits of Using Our SIP Calculator

Instant calculation of future investment value
Helps compare SIP vs Lumpsum returns
Shows the effect of increasing investment duration
Perfect for mutual fund beginners and advanced investors

Who Should Use SIP?

SIP is ideal for salaried individuals, professionals, students, and anyone who wants to build wealth slowly and steadily with minimal risk. SIP investing is one of the most popular ways to achieve long-term financial goals like retirement, education, and home purchase.