SWP Calculator
Calculate how long your wealth will last with a Systematic Withdrawal Plan (SWP).
What Is an SWP (Systematic Withdrawal Plan)?
An SWP allows investors to withdraw a fixed amount from their mutual fund investment at regular intervals — typically monthly. This is commonly used for retirement income, long-term funding, or steady cash flow requirements.
Why Use an SWP?
- Provides a predictable monthly income stream
- Helps manage retirement expenses efficiently
- More tax-efficient than withdrawing lump sums
- Withdraw earnings while keeping capital invested
What This SWP Calculator Helps You Do
- Estimate how long your investment will last
- Understand monthly withdrawal sustainability
- Plan cash flow for retirement or long-term needs
- Visualize remaining balance over time
Who Should Use an SWP?
- Retirees wanting monthly income
- Investors needing periodic withdrawals
- Anyone wanting stable income from mutual funds
- Individuals planning long-term financial independence